Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Anne

Arbitrary reimbursement

I submit claims and get random arbitrary funds reimbursed. I pay for the insurance and the vet charges their fees and I get paid some partial amt based on some negotiated rate that didn't involve me. Insurance is a scam, but what can I do?
5

out of 5

POSTED: | BY: Jacqueline Proctor

Update

My dog Dutch suffered an infection from an impacted anal gland. My vet treated him and he is doing well. My costs were completely reimbursed and I greatly appreciate it.
5

out of 5

POSTED: | BY: Charles Bailey

Awesome service

The representative I spoke with gave me all the information about my plan and also about claims
5

out of 5

POSTED: | BY: Zack Torkelson

Vita

Thanks for your service, I have been very happy with it.
5

out of 5

POSTED: | BY: Stacey

Insurance is a Life Saver

Insurance has been a life saver for us! We have been able to affordably ensure our dog is always in the best health able to afford to take care of anything he needs. More than anything it has allowed us to always have peace of mind that we are always in a position to care for our dog rather than worrying about vet costs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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