Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,902

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Jennifer

Save yourself

I would give them 0 stars if I could. I know what I am talking about too since I worked in the insurance industry for 24 years as a Certified Insurance Fraud Investigator. Terrible insurance Nationwide raised my dogs rates from $66 to $110 per month (almost double) with no claims other than yearly visits. So in other words my three year old cocker spaniel didn't even have anything wrong with her-this was not precipitated by a claim. I had heard from others they did this, but didn't cancel until they did it to me. NOW my dog is older (yes at three years old) , and I cannot get other insurance without higher rates. Please people do yourself a favor and do NOT use Nationwide. I know people sometimes give bad reviews and are not being reasonable, in this case, not so. Save yourself from this company.
5

out of 5

POSTED: | BY: Aidan

Awesome!

This has been my first pet insurance and it has been a great experience! Thank you!
5

out of 5

POSTED: | BY: Andrea

Easy claims!

The claims are very easy to submit, quickly turned around, and the EOBs are easy to understand.
5

out of 5

POSTED: | BY: Darlene

One of the great American companies

So responsive and accurate. Speedy claim processing!
5

out of 5

POSTED: | BY: Diane

Easy to work with, predictable cost

Easy and predictable

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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