Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

Our Pack is Filled with Gratitude

We were devastated to find out our 11 1/2 year old Yorkie-Pom mix was diagnosed with terminal bladder cancer with a prognosis of 4-6 months. We opted out of chemotherapy or radiation but are grateful our insurance coverage allowed us to obtain a proper diagnosis and palliative care treatment plan so she can live the best life she can before we walk her to the Rainbow Bridge.
5

out of 5

POSTED: | BY: Jill Watkins

Better than my best hopes!!!

Nationwide deserves much praise. Claim forms are simple, process easy, payment fast. They insure my pet exactly as per the policy details. My veterinarian keeps Jessie’s claim forms in her file, quickly completes w each visit. I attach the itemized receipt, and send to nationwide where I am informed by email throughout the claims process. It really IS THAT SIMPLE!!! I never want to be in the situation where Jessie’s treatment is compromised by my ability to pay. She is my beloved companion. It is rare to find a business that keeps its promises to the client. Nationwide Pet Insurance is that rare business. I took the policy as it was recommended in The Whole Dog Journal. After my brief experience with this policy, I am actively recommending this company to ALL my dog lovingfriends!!!
5

out of 5

POSTED: | BY: Jesse R

Love the service but was a little surprised by the rise in our premium this year

As I said in the title, I really love having this service and have been a proponent of it to many other pet-owners also. The ease of submitting claims with the app is second to none, especially if you're pet needs routine visits. Really pleased also that supplements for her issues (her leg joints primarily) are covered as those are very expensive. The rise in my monthly premium does cut into the benefit of the service somewhat but I still feel the value of the service is there. I would like some transparency as to why that raise in rate for 2020 was put in place though.
5

out of 5

POSTED: | BY: Sandra L

BEST INSURANCE

The best insurance, so easy to file and expedient turn around!
5

out of 5

POSTED: | BY: Anne

Nationwide has been a great insurance company for my dog giving me security knowing we are covered.

Thankful for having Nationwide as my dogs insurance company. Easy to work with and quick to cover claims. I often recommend them to others. Having insurance for my dog takes away any concern about financial hardship should my dog get sick.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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