Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sierra

Thanks for your concern!

Ruger is doing great! He's getting older so new issues are happening. We have a great vet team and you all help us relax when it comes to financially treating him! The claims are super easy to submit and we receive our funds quickly! Thank you!
5

out of 5

POSTED: | BY: Relain anad

Fast response and great staff

Thanks for all your help
5

out of 5

POSTED: | BY: Lisa

Easier than dealing with my "human insurance"!

EXCELLENT plan! I'm so glad that I purchased the insurance for my dog as a puppy. The company has an easy way to submit claims and reimbursement is fast and easy. Thank you for being there for my boy.
5

out of 5

POSTED: | BY: Michelle Silveira

Peace of mind that my dog has great coverage.

I’ve had insurance on my dog since she was about 2. I’ve been extremely satisfied with the coverage a response that I receive from Nationwide.
5

out of 5

POSTED: | BY: Kristin

A true life saver!

Wellness vet visits alone are expensive. Then add visits for an allergic skin reaction, and x-rays for a limp, and then an expensive knee surgery with rehab therapy, oh my!! And all kinds of things in between. And now it's $10,000 later in a 12 month timeframe. Luckily we're fully insured! One decision I never regret, year after year.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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