Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Annie Hanna

So happy with my service!

My dog, Moose, required emergency surgery last month. Submitting my claim to Nationwide was simple (I used the VitusVet app). They covered the majority of my claim. I think I only paid about $80 of my $630 vet bill when it was all said and done. Not only that, they sent an email to check in on Moose a few weeks later. I’m very happy with my service and will continue to use Nationwide.
5

out of 5

POSTED: | BY: Debra Boddie

The turnaround time for claims is fantastic! Great service!

Fabulous!
5

out of 5

POSTED: | BY: Kim

Jack

Jack is doing great!! Thank you for processing my claim so quickly
5

out of 5

POSTED: | BY: Charlene Kile

Thank you for making it so much easier and quicker to submit claims!

I was so happy when I went online recently to submit some claims and discovered that it is now all done online. Hooray! Submitting my claim was sooooo much easier this time and I received my reimbursement so much faster than in the past. I have been very happy with Nationwide since I first joined some four years ago and gladly refer anyone who asks me about pet insurance. I just wish I could afford to have pet insurance on my two cats too.
5

out of 5

POSTED: | BY: Wayne Sadowski

Reliable

Every claim we submit it has been processed quickly and fairly. This was the best investment I ever made.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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