Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ERIC BRODEUR

Consistently reliable and assuring insurance coverage

Have been a long time consumer dating back to the VPI days. While I sometimes wish they covered more (max benefit payments), who wouldn’t?!, I have also sometimes been surprised at how much they DID cover during catastrophic instances. Be it sudden and unexpected (new kittens spending a weekend in ER with surgery), or rather more expected (older pets and cancer). And to be clear, the documents and insurance forms are very transparent and complete — clear! — regarding coverage and policies. Overall I have been very happy, for many years, and would wholeheartedly recommend them to anyone. Indeed, for anyone with loved pets, I don’t see why they WOULDN’T budget for this sort of insurance.
4

out of 5

POSTED: | BY: Katie

Great response time but high rates

Great with claims never have a problem receiving payments quickly. Premium rates just keep increasing though. Almost quadrupled in 3 years. Starting rate was 40 or 50 per months and now we are up to 150 per month. It’s crazy how they pick you in because of pre existing. Just horrible.
5

out of 5

POSTED: | BY: Steve Goodman

Very worthwhile

We never had insurance on our animals until my company offered it as a supplemental benefit. We use it on our dogs only and it has paid for itself every year. The claims process is quick and easy, even more so now with the new claim process online. I would highly recommend this insurance for anyone with dogs.
5

out of 5

POSTED: | BY: michael drazin

review

to date been easy to work with, benefits are clear, process to submit claims is easy,
5

out of 5

POSTED: | BY: Savannah Helvey

Couldn’t be happier

Stella Moon is doing great! She has gotten all of her vaccinations updated, heart worm and flee prevention. Iv never had any issue with Stella but all of the sudden we had to take her to the hospital from eating her furry brothers nylon bone. I am pleased with the help that nationwide provides and the quick claim completed to help with the fees associated with caring for Stella Moon.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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