Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hilal

Easy processing

Everything was so easy and fast submitting a claim and receiving the payback. Thank you for the easy service.
5

out of 5

POSTED: | BY: Amanda

Great insurance

Your processes aren’t super easy
4

out of 5

POSTED: | BY: Laurie

Great insurance but expensive

We’ve been with Nationwide for 4 years now. We love the coverage & ease of submitting claims. The only complaint I have is the major rate increase. It’s quite a bit pricier than other companies (with the same coverage). I’m hoping that Nationwide will reconsider this major hike & bring it back down a bit!!!
5

out of 5

POSTED: | BY: Marty

Great company to work with handles claim fast and easy

All of our claims have been handled quickly. Sadie has her first sick visit a couple of weeks ago and they processed the claim as quickly and easily as her well visits. Great company to deal with if you have a question they answer it quickly.
5

out of 5

POSTED: | BY: Regina

Nationwide Pet Insurance has been phenomenal in all aspects of reimbursement and helping me with the process of filing claims.

My dog, Blue, is the sweetest boy, very loving and gentle. He loves to play with other dogs as well as people. But, he has intestional disease. It makes him so sick when it kicks in. It requires a prescrition diet (yes, my dog is a vegan), he cannot process proteins. He has to see a specialist as well as his primary vet. I've often felt reluctant with all the bills I have, but, Nationwide has assured me, they are there to help us keep Blue well. This insurance helps me get him to vet when he's sick and get the prescriptions filled, because they cover so much of the expense. Hopefully we will get this under control. it's so heartbreaking to. have a sick puppy. I refer all my friends to enroll in Nationwide Pet Insurance. They were highly recommended by our primary vet when I was shopping for pet insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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