Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Erik

Once you're setup - it works real fast.

Albeit a bit challenging to get things signed up because you'll need to submit medical records once you hit your deductible. After that waiting period, subsequent requests go quickly and payment is setup as direct deposit. Making it much easier on your cashflow!
5

out of 5

POSTED: | BY: Melissa

So glad we had a Nationwide policy for Bailey

Our 1 year old rescue rottie surprised us by needing a full hip replacement. I had only purchased his policy a few months prior when we got him as a precaution, so honestly I anticipated some push back as a brand new customer, but that was never the case. After his surgery i files a claim and provided the necessary medical records as requested. After that there were updates I could check online to see the status. I suspect there was a slight delay to my claim's approval due to Covid, but I was paid out within 60 days of filing. This policy saved us thousands of dollars and allowed our Bailey to have a much better quality of life.
5

out of 5

POSTED: | BY: Rebecca

Saved my cats life

I purchased full coverage insurance when my cat turned 9 years old. 2 months after I purchased his insurance, he was diagnosed with a meningioma on his frontal left lobe (basically a brain tumor). After all the initial appointments, tests, MRI, surgery and follow up exams, my cost was $11,000. The insurance paid me back 90% of that cost. In the end, I only ended up paying about $1,800 to save his life. If I hadn’t had the confidence of insurance, I don’t know if I would have been able to afford to save my cats life. He recovered extremely well and quickly. We are 2 years into recovery 😁 He now has other issues where he lost use of his rear legs and incontinence, but the insurance pays 90% of all his care: routine visits, blood work and urine (which he gets more often than usual because of his issues) and it pays for his prescriptions too. In my cats case, the cost of insurance is well worth it.
4

out of 5

POSTED: | BY: John Kelsey

Claim process

The new method of. on-line claim submission is great. It is much easier than before.
5

out of 5

POSTED: | BY: patty fee

great company

Nationwide is a great company. It is very easy to file a claim which is reviewed and processed in a very short time (a few business days). You can also call and speak with a representative who knows their job.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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