Nationwide | Pet Insurance Review

I’m very glad to have gotten insurance for my kitty. They’ve made pet parenting much less stressful because of the simple fact that I don’t have to worry about surprise vet bills. Their claim process is very simple and quick, and because the coverage was wide, my reimbursement was very full. I’m glad to have it.

Process for submitting a claim was simple. Customer service was great! Response and reimbursement was timely. Communication prompt, kind, and appropriate. A well-oiled system!

When I first insured Cody, we covered our cat Maia and Cody's brother, Skipper as well. I stopped insuring Maia because the cost did not seem to merit the benefit of insuring against a catastrophic injury or illness. The deductibles are very high, the limits of coverage for individual situations are lower than I believe they should be. After Skipper died in 2019, we recovered barely half of the cost of the treatments he received through his last battles with seizures. Cody's cracked mega-molar needed immediate attention and sadly came at the end of a coverage year, so that when he suffered a toe pad injury and then came down with a bronchial/respiratory illness we had to muscle through the deductible before getting coverage. And then boom, the limit was met before he's fully recovered from the illness. For nearly $700 a year, I'm beginning to think I've made a mistake. I think back to Skipper's two knee operations. In each instance, the limit of coverage made it so the cost was lessened by about 40%, but taking into account the premiums, it is lowered even more. Cody is 10, and a pretty healthy dog with strong legs (not like his brother's, thankfully), but I am seriously thinking about not continuing the coverage after this year. I'll of course keep it through the end of this year, since I've passed the deductible wicket and have "nothing" to lose.

Easy to file online & paid within a week. It’s the best peace of mind when my dog had physical issues & they were covered not by what insurance deemed reasonable, but by what the veterinarian actually charges. I don’t hesitate to take my boy to the “dogter” if there’s a problem for fear of finances. Nationwide is the best!

I have had a great experience with nationwide pet insurance. I have used them for the last couple of years and have never had a problem with their representatives or any claims.