MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,950

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Lita Young

I’ve had a good experience with met…

I’ve had a good experience with met life and have recommended them to all my friends.
5

out of 5

POSTED: | BY: HOWARD HOUCEK

MetLife Pet app makes submitting claims…

MetLife Pet app makes submitting claims easy & simple.
5

out of 5

POSTED: | BY: Marilyn

Couldn’t be easier

Couldn’t be easier, how it should be. Claim filed and paid within a week.
5

out of 5

POSTED: | BY: Joseph Lilly

Comprehensive and easy!

MetLife pet insurance is comprehensive and easy to use. I upload an itemized bill from the vet and MetLife reimburses me shortly after via Zelle direct to my bank account.
2

out of 5

POSTED: | BY: Sofia Speyer

Disappointed by Claim Processing Error

I’ve had a mixed experience with MetLife Pet Insurance so far. While I appreciate the ease of submitting claims and the overall clarity of the policy documents, I encountered a frustrating issue that has yet to be resolved. I recently submitted a claim for an emergency vet visit, and one of the charges (a critical care exam) was approved but not applied toward my deductible. Because of this, I missed out on a reimbursement I should have received for expenses that exceeded my $500 deductible. I've contacted customer service to review the claim, but it's disappointing that such an error occurred in the first place — especially when you're dealing with the stress of a sick pet and unexpected costs. I hope MetLife can improve the accuracy of claim processing and make it easier for pet parents to resolve discrepancies quickly. Until then, I recommend checking your Explanation of Benefits closely and reaching out if something doesn’t add up.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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