MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,801

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
3

out of 5

POSTED: | BY: js

For the premium paid

For the premium paid, I feel that esp for my older dog, the 2000 USD limit barely covers his ongoing medical expenses.
1

out of 5

POSTED: | BY: Trout House Comics

Poor service and plan

I signed up on June 20th and they told me my coverage did not start till July 1st. The date my puppy needed the vet was June 24th. They didn't cover over 600 dollars of bills for my puppy's deworming and tick medication. Bogus service run by a typical insurance company.
3

out of 5

POSTED: | BY: Rene Spring

Service is great

Service is great - time to process a claim takes way too long
5

out of 5

POSTED: | BY: CHLOE MCHALE

Efficient and effective

Quick turn around time on claims and coverage is as described, no loop holes!
5

out of 5

POSTED: | BY: KELLY WALSH

Great experience

Having Metlife insurance has been great. My dog Mo is very healthy, but things come up every now and then. It' very easy and seamless to send in a claim, call if I need more information, and reimbursements are quick. I feel Mo AND my finances are protected. Currently Mo is going through some tests to determine why he has inflammation in some organs. He is ok, acting like his normal self, but it's still scary. I called in to ask for clarification on some documents being requested and the customer service rep caught was so nice. After getting my name and why I was calling, she genuinely asked: "Ok, but first, how is Mo?". Not once in my entire life of calling in to insurance companies has someone asked me this. About me, my daughter, or Mo. Totally caught me off guard, I swear I teared up a little. That lady deserves 12/5 stars and a hug ⭐

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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