MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,917

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Gregory Marzolino

I was expecting more of a refund from…

I was expecting more of a refund from an annual visit than was received.
3

out of 5

POSTED: | BY: Mark Bailey

Overall a decent experience

Overall a decent experience. After 1 year they doubled my premium and never told me about it. Not happy about that. And my coverage is supposed to be all inclusive with exception of preexisting conditions, which my dogs didn’t have. They don’t always reimburse for things. Its good to have insurance in the chance something happens so I pay the premium and go on about my way. As far as whether there are better companies, I’m not sure. They did reimburse on my recent visit so that’s a plus.
1

out of 5

POSTED: | BY: Olivia Busby

Website issues & App Crashes

Website issues & App constantly crashing and "dog is off leash" Website crashed and I could not submit a claim. I have tried emailing, twice now, an invoice to be as a claim and no one has got back to me. Now my new insurance term starts today and no one processed my claim.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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