5
out of 5
POSTED: | BY: Melissa Bainbridge
Very easy to complete
Very easy to complete
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Sherry Smith
Seamless and straightforward
Seamless and straightforward
5
out of 5
1
out of 5
POSTED: | BY: Zoe Terhune
Terrible Experience
I am baffled how everyone seems to have a great experience with MetLife Pet Insurance except for my family. We've submitted all the correct documentation, even jumping through hoops to submit larger files (how are you going to require a year of SOAP notes, but none of your document submission tools support large files???), and had our claim closed due to "not providing the correct documentation." When we tried to appeal the claim, we had the exact same experience, except this time their Customer Experience team claimed we'd hear back in 1-5 days and we...never did. I'm not even sure our appeal made it into the queue. Absolutely absurdly frustrating!
5
out of 5
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!