MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,755

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Gus Siokis

Quick and efficient payment

Quick and efficient payment
4

out of 5

POSTED: | BY: Mike

Beyond the great coverage itself

Beyond the great coverage itself, the communication surpasses what I've experienced in the (Human) health care sector
5

out of 5

POSTED: | BY: Eliana Melendez

I couldn’t be happier with MetLife Pet…

I couldn’t be happier with MetLife Pet Insurance. From the moment I enrolled, everything has been smooth, clear, and stress-free. The claims process is incredibly easy, reimbursements are fast, and their customer service is truly outstanding—friendly, knowledgeable, and always willing to help.
5

out of 5

POSTED: | BY: I like the outdoors

Just enrolled in a MetLife policy for my 2 pets

The coverage appears to be very good-at least on paper. I guess how they handle a claim when there is an opportunity to file one will be the proof. For the benefits they claim to cover, I thought the premium was competitive. I look forward to seeing how they treat me as a customer!
4

out of 5

POSTED: | BY: customer

Submitting Claims

After submitting my initial claims they were delayed pending submitting the veterinarian notes and after submitting them I was then asked to submit the initial documents for my puppy then eventually I received a partial reimbursement after over a period of a month since I initially submitted my claims.. So l am just amazed and surprised why wasn’t I asked to submit everything from the very beginning to save me time. The overall process was so very lengthy without valid reason.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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