MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,806

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Faye Brophy

I am just updating my email address and…

I am just updating my email address and credit card payment on my existing policy and after trying to do so online, you website would not accept my 8 min characters with both numbers and small & capital letters
5

out of 5

POSTED: | BY: Quintella

Love it

This insurance is great assurance for keeping my fur baby healthy and happy
5

out of 5

POSTED: | BY: customerGonzalo M. Silva

Simply easy fast and details of claim.

Simply easy fast and details of claim.
5

out of 5

POSTED: | BY: customer

Thank you for making it fast and simple…

Thank you for making it fast and simple for our claim !
5

out of 5

POSTED: | BY: Kasey M.

integrity, efficiency, and a clear commitment to its clients!

I submitted a claim on 1/28/26 for my cat's emergency visit to a pet hospital. I received confirmation immediately and payment on 2/2/26. MetLife Pet Insurance is consistently efficient, effective, and exceptionally well organized. Claims are processed promptly, communication is clear and professional, and reimbursements are handled with impressive speed and accuracy. While emergencies are very stressful for pet owners, MetLife's streamlined systems and responsive support team make the process seamless. There is no unnecessary back-and-forth, no confusion, and no delays—just straightforward, dependable service. Most importantly, the coverage provides genuine peace of mind. When faced with significant veterinary expenses, having reliable insurance in place allows you to focus on your pet’s care rather than financial strain. The value delivered far exceeds the cost of the premium. It is, without question, worth every penny. MetLife Pet Insurance operates with integrity, efficiency, and a clear commitment to its clients. I would confidently recommend them to any pet owner seeking dependable, high-quality coverage.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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