MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
4

out of 5

POSTED: | BY: Christopher

You know that reasonable rate they gave when you signed up?

Enjoy that year. I originally signed up with MetLife thru work. They allowed me to fully insure both my cats for $59/month. Since that day a few years ago, they've effectively quadrupled their rates. Now I'm paying $120 / month for ONE cat, since they kept denying payments to the other cat for supposed "pre-existing conditions". I will say when they're not busy quadrupling their rates and asking for SOAP notes, they do actually pay out most claims.
5

out of 5

POSTED: | BY: MC

Very easy to file claim,

Very easy to file claim, Quick response.
5

out of 5

POSTED: | BY: Rose F

The claim process has significantly…

The claim process has significantly improved, becoming more seamless with reduced wait times for processing, ensuring a smoother experience for me.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

Leave a review