MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,834

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Nathan Ryan

Helping keep our puppy safe!

We lost our first puppy to sudden illness and it was heart breaking. It has been very reassuring to have MetLife insurance with our second dog. Our dog Sally was having stomach issues and we took her to get x-rays. MetLife covered a large portion of our costs and it’s very helpful in these tough economic times as a young adult! Knowing we will be covered for our Vet and emergency visits makes us and our puppy feel more protected. Thank you!
5

out of 5

POSTED: | BY: Betty Sadller

This is a good thing for peoples like…

This is a good thing for peoples like me, with pets. I will tell everyone about your company.
1

out of 5

POSTED: | BY: Seth J. Turok

MetLife Pet Insurance Improper Claim Denial

I was just on the phone with one of their senior agents, Sue Ann. This is the fifth time I am calling on a claim that was originally submitted on 1/30/2026. After five weeks, they denied payment on an entirely legitimate claim totaling $2559.51 related to emergency pet care that was required as a result of a diagnosis of acute hemorrhagic gastroenteritis (HGE), the symptoms of which include extensive blood in the pet's stool. I am awaiting a call from Christi, who I was told would be calling me in 1-5 days. It is my sincere hope that your pets receive better care than this. The reason provided for denial of the claim was a clinical note referencing loose stool. Our dog is now more than 2.5 years old. Are they suggesting that her loose stool has finally caught up to her and that this condition could not have been brought on by perhaps one of a hundred other issues including something as simple as digestion of a stick? I understand that they are in the business of collecting premiums and not paying claims by erecting hurdles that they know a significant percentage of insured parties will not pursue (I'm not that guy), but this is absurd and a flagrant violation of the pact they have between pet owners and the company. Shame on the CEO Brian Jorgensen for fostering this type of culture. They will be hearing from me, consistently.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

Leave a review