MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,950

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: customer

Seamless and quick turnaround.

Seamless and quick turnaround.
5

out of 5

POSTED: | BY: Maria mcrobb

easy to use

easy to use great price options
5

out of 5

POSTED: | BY: LOUISE DUBE

Quick responses

Quick responses, quick settlements.
3

out of 5

POSTED: | BY: Customer

MetLife Pet Insurance Is Okay

MetLife Pet Insurance was an okay option for my two dogs. My monthly premium went up by $70/month, and I ended up switching to a new provider. In terms of claims, sometimes it was a frustrating waiting game. I either had to follow up with my claim refund status multiple times, or in one instance, my claim refund was accidentally doubled due to an error on MetLife’s end. It’s been a month now, and I’m still waiting to get that cleared up. Nothing MetLife does is fast. On a positive note, the customer service is awesome. It’s easy to get ahold of someone, and the service was helpful every time. Overall, MetLife was a good option for me in the beginning, but as time went on, I realized better options for my pets are out there.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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