MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 10,691

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Raychel

First Time Filing a Claim

Picking and insurance was so overwhelming however I am glad we went with MetLife.....we have been paying for insurance almost a year with no incidents or illnesses and thinking maybe our coverage was a little over the top......until our baby (French Bulldog) out of nowhere started having seizures. I am so thankful that we got the insurance and Metlife was so easy to file the claim and communicate with us. It made a stressful time easier knowing we were covered and that Metlife honored their policy coverage and didn't try to do anything shady. Highly recommend.
5

out of 5

POSTED: | BY: Matthew Martin

Submitting claims has been supper easy

Submitting claims has been supper easy! That has made this process so much easier. I love the random emails about tips for my pet. However for me what sells me on this insurance is how easy it is to submit a claim.
5

out of 5

POSTED: | BY: Jennifer Collins

My cat had a bladder infectio

My cat had a bladder infection and needed blood tests and medication. I uploaded the detailed bill to MetLife and it wasn't very long before I got reimbursed. There were no hoops to jump through. Thank you.
4

out of 5

POSTED: | BY: Terry Mayfield

We have had insurance for 2 years

We have had insurance for 2 years. In the beginning the payments were super quick. Then it was super slow. The last few claims we have submitted have paid faster, but not like in the beginning. That is why I did 4 stars.
5

out of 5

POSTED: | BY: Lynne Cilenti

Great, fast service

I have had Metlife for my dog for the past 5 years and they have always paid my claims very quickly. No hassles!! They have been great.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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