MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 10,568

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: Rachelle

Expensive

The process is nice and seamless but started off paying less than $50 a month to now paying over $80 a month in just 3 years with my employer discount . The year to year increase is insane when I have a medium size pup, 4 yo with no health issues. I haven't had the time to research other insurance companies so I continue to pay unfortunately.
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5

out of 5

POSTED: | BY: Customer

Excellent Service

The time from i first submitted the claim, spoke to someone about missing documentation, and receiving the funds was very short. Everyone i a poke to was courteous and genuinely seemed to care for the well-being of my pets. 100% the best.
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4

out of 5

POSTED: | BY: Erikka Elsbury

Glitchy

My dog is on continuous medication - gabapentin. I have gotten refusals because I have not included a picture of the bag of the medication, bottle of the medication, ect. It’s in his records that he’s on this medication continuously. The app has also been very glitchy. I have to open and close it at least 3-5 times to make a claim
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5

out of 5

POSTED: | BY: Roseann

Highly Recommended

Metlife Pet Insurance makes it super easy to upload claims in an efficient manner. Payment from Metlife is also easy as Zelle is used. So, the gap between submitting a claim and receiving payment is usually super quick. Also, compared to other pet insurance plans, Metlife offers reimbursement for a lot of conditions and procedures.
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5

out of 5

POSTED: | BY: Susan

Easy to follow instructions on your…

Easy to follow instructions on your website, prompt payment of claim.
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Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

MetLife Pet Insurance detail
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
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