MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,172

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: carole

Well organized company

Well organized company. They process claims promptly and inform us of the outcome.
5

out of 5

POSTED: | BY: Paige

Well organized company

My experience with MetLife has been very positive so far. Great live customer service which is not common in today's world. Claim process is very easy. All claims are promptly paid.
5

out of 5

POSTED: | BY: Ronnie

benefits

I am very happy with Met Life. They pay my dogs claims immediately. I fax in the proper invoice with a cover letter & the doctors notes. I recommend them highly.
5

out of 5

POSTED: | BY: Steven

First Claim request pending review

I will be waiting to see if MetLife grants the contribution, compensation according to the purchased policy. This is my first claim.
4

out of 5

POSTED: | BY: Teresa

Overall I recommend

I love the policy that I have and it’s turned out to be a blessing with the puppy we adopted who is inclined to eat things she shouldn’t. I love that it covers 100% accident and prevention. Customer service has been friendly. What I would like to see is (1) if they say a drug will be approved with a vets prescription, please approve it. (2) Process the claims in a way that makes sense. There are times when not 100% is covered and it should be, or there is one huge lump sum that I can’t figure out belongs to what claim. (3) Make the benefit statements be available online or in the app. I’m reliant on the paper statement they send to align back to the claim. It’s challenging to figure out what was processed vs not. (4) Consistently use the date of service instead of randomly inserting other dates for the claims, so, again, I can follow what was processed. It is a great insurance, I just wish it took less time to figure out the status of the claim and tie back payment to the actual claim.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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