MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,226

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

VETERINARIAN: Animal Imaging and Oncology

POSTED: | BY: Linda

I will never be without PetFirst again!

I'm so glad I purchased insurance when Mandy was a puppy. Unfortunately, at 1 1/2 she developed her first Mast Cell Tumor. Since that time, we've maxed out our $5000- insurance policy every year. It was one of the best decisions I've ever made. Met Life is very easy to work with-filing claims are a piece of cake, and when I've had to connect with them, the staff has been extremely accommodating! It is so well worth the price even if you never need it-it gives great piece of mind! (I've never had to file a claim for my older lab, almost 7 years of age (and hopefully never will). The price is not as expensive as you might think and well worth every penny!
5

out of 5

POSTED: | BY: Tracey

MetLife is a win for me!

I have had the most seamless experience with MetLife, from the original signup day right through claims. The app is easy to navigate, within 48 hours they let you know they are reviewing your claim & within 48 hours a decision is made. Within 2-3 days you have your money. I have had experience with other ins companies that simply took my premiums & never covered anything. I’ve been pleasantly impressed with MetLife’s pet insurance plan.
5

out of 5

VETERINARIAN: East West Veterinary hospital

POSTED: | BY: Julie

Real pet insurance

I can’t say enough about MetLife Pet insurance. Our pets are like our children and MetLife Pet treats them like they are as well. MetLife Pet insurance is real insurance that helps with the enormous costs of veterinary treatment. The MetLife Pet agents graciously help every step of the way and claim filing is very streamlined. I have shared my experiences with all my skeptical pet parent friends, and they are indeed encouraged and surprised. MetLife Pet insurance is the real deal. I highly recommend regardless of your pets age.
5

out of 5

VETERINARIAN: VCA

POSTED: | BY: Linda

Met life pet

This is an excellent policy! The claims are easy to process and the money deposited promptly! Make sure to get the routine pet insurance in addition to emergency! It really is helpful- especially while they are young! Great program
1

out of 5

POSTED: | BY: Guillermo

Was a Huge Disappointment

I initially got this policy for a new very expensive pup that I got not too long ago. I was offered a bare bones policy by the sellers but, bought a full policy. I took the pup to the vet on Friday and the claim was not touched until a week later. Nonetheless, I purchased two additional policies for my other two dogs and, was planning to buy a 4th for the new puppy coming next month. However, there were gremlins in the system that didn’t allow me to merge the policies. For over a week I was unable to access the original account until today so I could link the other two policies. I tried linking them but, was unable to because the system didn’t recognized my email address. I have been working with them for over a week to resolve these issues with the website and to link the policies. I called again today to find out what email they had but the policy information and email at their end was correct. The agent told me that she was able to link the policies but, when I tried to access my account the system couldn’t recognize even the original account asking me to provide again my policy number but to no avail. I was already fed up with the whole situation and with the fact that MetLife as big as they are their IT people couldn’t figure out the problem, didn’t get a call back with the status of the trouble ticket, it was a monumental mess. Regretfully, I just told the agent to cancel my policies. She sent the cancellation emails and MetLife lost over $3000 in coverage for my 3 dogs. This was frustrating and disappointing to say the least, I would not recommend this company to anyone. Their process is complicated and they take forever to adjudicate a simple claim.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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