5
out of 5
POSTED: | BY: Justin Livingston
Easy sign up
Very easy process
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: customer
Placing a claim was easy and the…
Placing a claim was easy and the reimbursement fast.
5
out of 5
5
out of 5
4
out of 5
POSTED: | BY: Randy M.
A little confusing but overall great.
It was relatively easy to file our claim although it was a bit confusing as well. You need to provide your dog's entire medical history from acquisition to date. New terms such as SOAP are used and it all just seems a bit overwhelming. That all said once the required information was provided the claim process was completed and it was adjudicated very quickly. Again it was a bit confusing when MetLife split our request into two claims. It wasn't obvious what was going on and why. Again a learning experience. Use their app and not their web site.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!