5
out of 5
POSTED: | BY: JustAnswer Customer
Fast and dependable
Always easy to submit claims and not many issues
Read more on Trustpilot
4.7
out of 5
Number of reviews 8,294
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Chris
I love working with MetLife Pet insurance!
I love working with MetLife Pet insurance. I’ve never had an insurance company make the claims so easy to file either via email or text. They are quickly reviewed and reimbursed I love that it goes directly into my checking account. I have no concerns about Met Life and I would highly recommend them!
5
out of 5
POSTED: | BY: Barry D.
simple to submit and quick turnaround…
simple to submit and quick turnaround on claims. Whenever I have had questions, I can easily speak to someone and get the answers I am looking for.
1
out of 5
POSTED: | BY: Marcia Smith
No Pre-existing Conditions - FAKE NEWS
I was told by my employer when signing up with Metlife pet insurance that there were no pre-existing condition exclusions. But you have denied several claims based on this. SO DISAPPOINTING :-(
5
out of 5
POSTED: | BY: Shara B
Always great to have what I am counting…
Always great to have what I am counting on work for me. MetLife has been great. Occasionally the app doesn’t work, but not worth taking off a star.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!