MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Susan Ball

Easy to submit a claim

Easy to submit a claim, quick review of claims and depositing funds in bank. Communication is good-MetLife sends emails that claim is being reviewed and also emails to tell that claim has been settled. Website is easy to navigate and informative.
5

out of 5

POSTED: | BY: Laura Urban

Filing a claim was easy and quick

Filing a claim was easy and quick. Payment was done using Zelle and went straight into my account! I was very pleased with how the process went.
5

out of 5

POSTED: | BY: Qiana Madden

Process claims

Process claims quicky and conveniently . No hassle process.
2

out of 5

POSTED: | BY: Carolyn Paredes

NO ONLINE ESTIMATES

NO ONLINE ESTIMATES DIFFICULT TO CHANGE POLICY AT ANYTIME DURING THE YEAR THE CUSTOMERS HAVE TO GO BACK AND FORTH TO GET THEIRR ESTIMATES You company does not provide ANY online estimates for what's available for coverage. This is crazy. I wanted to see how my rate would change if I changed my policy. WHY is this a secret? There is all kinds of tools available to make this happen. I also have Healthy Paws. I can at any time make a change to my policy. It will calculate the rate if I decide to change. So I can make a informed decision. It's almost like a negotiation. I informed that I had to call in a certain window to change the policy if I want to. I am disappointed that this is not at my fingertips. So what can be done to make this happen. Please see the Healthy Paws model. It would be be great if you could develop yours like theirs.
5

out of 5

POSTED: | BY: Gil

The ease of speaking to a real human

The ease of speaking to a real human. The explanation of everything is easy to understand Fast and easy app.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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