5
out of 5
POSTED: | BY: Kathleen Lawrence
Great pricing and coverage
Great pricing, coverage, and customer service!
Read more on Trustpilot
4.7
out of 5
Number of reviews 8,226
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
1
out of 5
5
out of 5
POSTED: | BY: Monica Bowser
Comes in handy
Thus far I have not had to use my benefits for any major health issues but my previous experience with another pup emphasized the saying that you don't need insurance until you don't have it. The unforeseen expenses were not prevalent until my sweet pup got older and she had already developed issues so I could no longer get her insured. This go around I wanted to be more prepared.
1
out of 5
POSTED: | BY: Kathy Peacock Rakestraw
I regret switching from my previous pet…
I regret switching from my previous pet insurer to Metlife. I have had nothing but problems from the moment I signed up. It took multiple attempts to get my policies set up correctly (I have 5 pets insured). Then every single claim but 1 has had issues. They have asked for the same paperwork over and over again (medical records or explanation of benefits from previous insurer). How many times do I have to re-send? I have had to call on every single claim but 1. Their submission process SEEMS easy, but if you have multiple pets and policies, no matter what I do, everything gets messed up, And there is not text box to provide more info to help them understand the situation and what is being submitted. I have even tried writing the details up and uploading it with the invoice and SOAPs. They still doesn't help. As a customer, I am at the mercy of whatever claims agent is handling my claims. It should not be this hard.
5
out of 5
POSTED: | BY: Ginny Hewitt
Life saver
Life saver! Easy, efficient and worth the money!
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!