MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 6,118

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Mary Christopher

Super easy and reliable

Super easy as it always is! MetLife pet insurance we’ve had for years and they have always been reliable and easy to deal with. Highly recommend!!
5

out of 5

POSTED: | BY: customer

Very easy to navigate claims

Very easy to navigate claims. Excellent customer service.
5

out of 5

POSTED: | BY: Cassandra France

It was easy to use

It was easy to use
5

out of 5

POSTED: | BY: TRACY

Easy to submit claims

Easy to submit claims. Good communication and fast reimbursement.
2

out of 5

POSTED: | BY: customer

I signed up because it was 50 $ a month…

I signed up because it was 50 $ a month and covered 90% of all visits including any doctor visit . I wasn't cheap and i selected the best and highest coverage for my pet . But now the premium almost doubled. I pay 97$ . Not only but also a claim was denied because only one time many many years ago she has crystals and never had them again nor ever had UTI but it was still considered pre-existing condition coz I went to do a urine analysis on her . Not only that but also what I paid out of pocket for that denied claim was not considered part of my deductible. So if I calculate how much I paid in premium in year and how much was covered this year. Then I paid more in premium than what the insurance covered which basically means I would save more money if I didn't have the insurance .

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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