MetLife | Pet Insurance Review

Terrible experience and terrible customer service. Be warned - there is a 14 day wait period before illness coverage pays for any claims, which is apparently in the fine print. The day I purchased coverage was not the day it started (mine started a day later). The claims examination process took approx. 20 days - twice as long as they claim most claims adjudications take. They entered the wrong date of service, had me running back to my vet to get additional documentation for the visit and then after 20 long days, the first rep said the claim was denied because it was not a covered service and the second rep said i couldn’t get reimbursed because I was in the 14 day wait period. Either way, the customer service is sub par (the rep in the chat function just deserted the chat mid way and stopped responding after giving me inaccurate information), I did not get a copy of the policy in the mail, I got an email with a link to the policy which didn’t work. So I downloaded the app, again no way to see the policy. So if you don’t scroll down to the very bottom when you sign up to read the fine print, you might not know about the wait period. It‘s deceptive in my opinion and the defensive tone of their customer dis-service really soured it. Needless to say, I am cancelling my policy and going with a company that doesn’t mistreat me as a customer, has a fair and transparent claims process and appreciates my concern and efforts as a pet owner.

They made my first time submitting a claim a very pleasant & easy experience. One satisfied client here.

I filed a claim for an emergency visit and it was easy, communication was great and basically after submission and one request for more information with review, I received a claim approval.

I have tried other pet insurance companies before and they were mediocre compared to my experience with MetLife. The claims process is flawless, the coverage is excellent and the customer service is wonderful. I highly recommend this company. You will be surprised at how efficient this company is.

I have had Met Life Pet Insurance for Riley since he was 6 months old. He has always had issues with his allergies condition and any claims that I submitted to MetLife were paid within a month at most after I sent them into their claims department. Their representatives always called for any clarifications that they needed on the claims and my vet's invoices were approved and paid to me after I had paid the vet up front.