MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,888

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Sherry Chapman

I have never had a problem with getting…

I have never had a problem with getting Bitsy Baby’s medical covered with MetLife. It has always been a great experience
5

out of 5

POSTED: | BY: Elissa Dellosso

I Hope this Means They've Improved

In the past I've had TERRIBLE experiences. On one claim it took me THREE CALLS because the claims person insisted that the dates of service were before the policy went into effect because the vet had included a grooming that was done prior to the effective date. Had he/she bothered to look at the date that the MEDICAL SERVICES were provided, it would have saved me, Customer Service, and 3 supervisors aggravation. Another time they denied a claim for Simparica Trio that the vet called into Costco because the Costco receipt didn't have the dog's name (Costco doesn't give special receipts with the dogs name). A subsequent photo of the label on the box solved that problem. So I was pleasantly surprised when I submitted a claim on 6/3 and received notification on 6/4 (ONE DAY! ) that reimbursement was being deposited to my checking account. I had previously been told (after I ranted like a lunatic) they were supposedly working on revamping their processing, so it's possible they've improved their review process.
5

out of 5

POSTED: | BY: Richard Colson Sr

All my claims have been processed…

All my claims have been processed promptly. Representatives have been very pleasant anytime I've had to call them.
5

out of 5

POSTED: | BY: Donna H

Payment prompt after submission

Payment prompt after submission
5

out of 5

POSTED: | BY: MARISSA ROBERTS

Fast reimbursement

Easy claim submission and very fast reimbursement.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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