5
out of 5
POSTED: | BY: Josephine Matoske
Great Service
Great Service
4.9
out of 5
Number of reviews 797
Updated: May 29, 2024
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Tiffany Irizarry
Easy, friendly, affordable.
I love using their app. it's super easy. The insurance is affordable & covers most of the vet cost. re-imbursement happens quickly & you speak to an actual person when you file your claim.
5
out of 5
POSTED: | BY: Janyse Madsen
Quickest & Easiest Claim Process
Recently acquired two German Shepherd puppies at 7 weeks old. As anyone can tell you, the first year's veterinary costs add up quickly! Multiple office visits for the plethora of vaccinations and check-ups required for a healthy puppy, can leave you light in the wallet. With Lemonade, I recuperated most of my out-of-pocket expenses quickly and easily! By simply using my cell phone, I could complete my claims, take photos of my invoices and submit them, The best part is seeing my reimbursements deposited within minutes of submission.
5
out of 5
POSTED: | BY: Tammy Ramirez
Love this pet insurance
Love this pet insurance love how the people are here An how fast an courtesy this company is 😀
4
out of 5
POSTED: | BY: Dawn Spohn
Vaccinations for puppies should not max out at 3 fir reimbursement. Puppies require multiple boosters and are not covered
The company should reconsider their policy on puppy vaccinations abs should also cover spay and neuter.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet