Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Darrell Dyer

Caring and fantastic!

Healthy Paws insurance is totally awesome and affordable!! Without a question I have no regrets in being a member of Healthy Paws! They totally care and lookout for us and my fur baby!! Thank you for a peace of mind!!
5

out of 5

POSTED: | BY: Cynthia Desmond

We Love Healthy Paws!

We have had Healthy Paws Pet Insurance for both of our dogs since they were puppies and we couldn't be more satisfied with the customer service, fairness and reliability of coverage and ease of claim filing. Our older dog has just had his second major surgery for torn ACLs. Watching your dog - and your savings account! - suffer is agony. Healthy Paws made the process easier by providing quick claims submission through their app and reimbursement by direct deposit into my bank account. I have never had to contact Healthy Paws to inquire about the status of a claim or appeal a denial. The process has always been smooth, quick and transparent. I could not recommend this company more highly. (almost makes me want to get another dog!!!)
5

out of 5

POSTED: | BY: Isaac S

Healthy Paws in the Best Pet Insurance

I highly recommend Healthy Paws pet insurance for anyone looking for reliable coverage for their furry family members. Their customer service is top-notch, with friendly and knowledgeable representatives always available to answer any questions and provide assistance. Healthy Paws pet insurance can has been a lifesaver for our family, as it was for our dog Zeek, who has been on their insurance for nearly six years. Having comprehensive coverage through Healthy Paws allowed Zeek to receive the medical treatment he needed to save his life multiple times, without putting a strain on his family's finances. Further, the speed at which they approve claims is impressive, with many claims processed and paid within just a few days. This makes the process of getting reimbursed for veterinary expenses quick and stress-free. Perhaps most importantly, Healthy Paws offers fair and honest pricing that is both affordable and transparent. They don't try to nickel and dime their customers with hidden fees or exclusions, and they provide comprehensive coverage that truly gives pet owners peace of mind. Overall, I couldn't be happier with my experience using Healthy Paws pet insurance, and I would recommend them to anyone looking for a trustworthy and reliable pet insurance provider.
5

out of 5

POSTED: | BY: Tina Haiser

Very efficient and caring

I don't know how they do it. Their claims process is so efficient, I had my reimbursement before my credit card bill was due. Their claims process is very straightforward, and easy to understand. You have to provide complete medical records from the beginning of ownership of your animal, which your vet should easily be able to provide, and which is required to demonstrate that the current issue was not a preexisting condition. I don't know of a pet insurance that covers preexisting conditions, so this is normal. After that, claims are processed super fast. BUT THAT'S NOT ALL. It is very easy to get through to a claims agent if things get stalled, which in my case they did, because I had to round up records from 3 different practices. No big deal. On-hold times are short, and staff is unbelievably caring. They ask how your pet is doing, knowing they are about to become your therapist for a minute. I can't imagine the stories they hear. I am very grateful for this kindness. It helps more than they can possibly know.
5

out of 5

POSTED: | BY: JS

Healthy Paws Pet Insurance covered our bill quickly

The claim was processed quickly and covered most of the bill for our pet's ER visit

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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