Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Andrew

Best Experience I've Ever Had With an Insurance Company

Anyone who knows Corgi's, knows they can be a bit high maintenance. Ear infections, swallowing objects, orthopedic issues, allergies, you name it. Our Corgi Cash is doing great, but has had some significant medical issues over the past several years. Each time I have submitted a claim to Healthy Paws, they have quickly approved and issued funds without any resistance (thousands of dollars). It makes the decision of getting Cash the help he needs so easy when I know Healthy Paws is there to support us. I'll be a Healthy Paws customer for life.
5

out of 5

POSTED: | BY: CG

Peace of Mind

It is a relief knowing that our pet is covered by a Healthy Paws policy and we can get her any medical treatment that she needs without delay. Knowing that Healthy Paws reviews and pays claims properly and in a timely manner also helps during stressful times when taking care of our pet is our focus. We recommend Health Paws to all pet parents.
5

out of 5

POSTED: | BY: Nina Rapeephan

Best Pet insurance

Best Pet insurance. My Finley , Cavaliers Kingcharles Spaniel , was 11 Years old. He passed away in September 2023. Healthy Paws took care of Finley so well. Finley had 3 legs surgery. He had mitral valves disease which is common in Cavalier . His medication was about $100 or more over 4 years, echocardiogram twice a year for 4-5 years. At the end of Finley life - last 4 months we went to ER 3-4 times until we knew all the staff and doctors there so well. Finley started to see the cardiologist at VCA as well. 2 or 3 times Finley needed to stay in oxygen room and spent 2-3 nights in ER . The bill was $6,000 - $7,000 each time but I always get reimbursement from healthy Paws with no problem. Medication started to be more expensive but Healthy Paws always reimburse the money and gave my baby the best medical treatment that we could give to him. At the end Finley passed away not from heart failure but from his body shut down. He could not eat. Healthy Paws always there for me. I also got a beautiful card when I lost my Finley. Healthy Paws also refund Finley’s last month premium for us. Thank you so much for being with my Finley & us . You are almost like a family to us as well.
5

out of 5

POSTED: | BY: Corey

Highly Reccomend!

I've been using Healthy Paws for three years and I've recommended them to everyone I know looking for pet insurance. The rates are reasonable, my claims process very quickly, and it's allowed me to get care for my dog that I otherwise simply wouldn't have been able to afford. As someone with a pet with chronic digestive issues, it's made caring for him much less stressful.
1

out of 5

POSTED: | BY: Dhart

Been with them 10 years

Been with them 10 years. 1 dog for 10, 2nd for 7. Paid out lots of $$ over $16,000. Reimbursement- $656.52 after deductibles. They used to have late payment option by a few days. Removed it without notifying anyone. Noticed this was after they lost a BIG class action lawsuit. Have a medical emergency in my family and requested a 3 day late payment. 3 days. Denied. Customer service non existent. Had asked about this before and they kept saying I wasn’t a customer and couldn’t find my account but they could keep getting direct payments. There’s other companies out there now with more services. Recommend new people search for better options. We pay more $$$ per month for pet insurance than ours. Get less consideration for loyal customer. 3 days delay. 3. Seriously. It’s not like they’re not going to get their money. Update: regarding their reply. They missed the point of my complaint. 1. I paid out a large amount over the years and used them very little because I kept our dogs healthy. I did not complain about the reimbursement it was in comparison to what I paid in. 2. They never notified customers of a change in policy. 3. A 3 day grace period for a long time customer is hardly an imposition or impossibility. To others: there’s many new companies that offer wellness services etc now. Check them out. I recommended HPI prior. They want loyalty but don’t extend it. You can also set aside the same amount you’d pay an insurance company every month - and if you keep your pets healthy - you’d have plenty to take care of them as they age. When a company loses a large lawsuit regarding practices, the company doesn’t pay. The customers do. Choose your company wisely. My two cents.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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