Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,962

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Lauren

Excellent

This is the best insurance policy that I have ever had! My cat has required emergency and follow-up care on two occasions. Each time, Healthy Paws processed my claim immediately. Healthy Paws immediately reimbursed me for ALL covered charges. I highly recommend them.
5

out of 5

POSTED: | BY: Jean

Healthy Paws is Awesome !!!

Purchasing pet insurance is very confusing. I am so happy to have chosen Healthy Paws as the insurance carrier for my puppy Gizmo. I have had to submit a few claims, each handled quickly and efficiently. The latest claim was for Gizmo to have surgery for "Cherry Eye". I usually e-mail my claim and a copy of the vet bill. Gizmo had the surgery on 1/29/14 and I received an e-mail advising completion of the claim on 1/30/14. I received my reimbursement check on 2/4/14. Not only did my claim get processed in such a speedy way but I even received an e-mail checking on how Gizmo was feeling. It makes you feel that they really care. Also, by the way, Gizmo even received a card for his birthday. I can't say enough good things about Healthy Paws.
5

out of 5

POSTED: | BY: Karen

Best company out there

I researched pet insurance for months before I settled on Healthy Paws. Their reviews and plans were the best that I had found and I am so glad that I chose them. Two years after I signed on with them, my 5 1/2 year old Lab was diagnosed with Bone cancer in December of 2013. Needless to say it has been absolutely devastating for my family as he is the love of our lives. We have incurred huge expenses over the past month and a half and the bills are still coming. Without their continued support we would never have been able to pursue the treatments that he needs to battle this devastating disease. They truly are the best there is out there. Karen Warren
5

out of 5

POSTED: | BY: MC

Peace of mind

We love our English Bulldog, but after he had surgery for a luxating patella, I realized that we weren't going to the dog park, petsmart or on car rides as much. His recovery has gone great, but I was worried about the financial implication of another injury. I got healthy paws in order to give myself and him our freedom and carefree attitudes back. Since then, he tore is CCL and had to have a TTA procedure to repair the leg. Healthy Paws was great throughout the whole experience. Whether it was providing the a list of pre-existing conditions (because of course a 4 year English has a vet chart more heavy than most mortgage documents) to the reps walking me through the vet diagnosis and our coverage, to faster processing time than my vet, I can't be happier with Healthy Paws. The hardest part of this has been convincing our dog that he has 4 more weeks of R&R before he can rejoin the rest of the neighborhood.
5

out of 5

POSTED: | BY: Sherry

Great Value for Peach of Mind!

Maggie, my miniature dachshund, got really sick. We really don't know what happened - we fear she may have eaten a human medication (pill) that may have been accidentally dropped on the floor. Her bloodwork showed kidney failure and she is only 2 years old. She had to have an overnight stay and get IV fluids. It took a while, but she finally got better. Last bloodwork showed everything was normal. They will check again in a month to be sure. Turned in my claims to Healty Paws and received my checks in less than 2 weeks. It was so relieving to know that I could afford to get her the care she needed because of the insurance. They have kept in touch during the entire process and checked on how Maggie was feeling. I would definitely recommend Healthy Paws Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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