Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jennifer

Great pet insurance company

My cat was shaking her head and scratching her ear for about two weeks. Antibiotics didn't work, so I took her to a surgeon who informed me that she needed a ventral bulla osteotomy. I scheduled the surgery for the next day, but was worried about how I would pay for it. I contacted Healthy Paws several times that day and while they could not pre-approve the surgery, they were very responsive and told me that it would likely be covered. After the surgery, I submitted the invoice and my cat's medical records, and Healthy Paws quickly processed and approved my claim. I am very happy with how quickly the claim was processed.
5

out of 5

POSTED: | BY: Lee

Amazing and Fast

I decided to get pet insurance for our new puppy Charlie who was about 8 months at the time (13 months now) and we found out very quickly that we was very active so we decided to be safe in case he hurt himself in the future. I looked around on the Internet and reviewed several insurance companies and decided on Healthy Paws because they covered major injuries and they were affordable. Well wouldn't you know a couple months after getting insurance, Charlie hurt his leg. We took him to the doctor who diagnosed him with medial patella luxation and in order to correct the problem, Charlie would need surgery. We submitted our first claim for the consultation which includes x-rays and anesthesia (~$300). Since this was our first claim I submitted all of Charlie's records with our invoice. A rep from Healthy Paws called within a couple of hours to go over all the paperwork and then they filed the claim with an adjuster. Within 7 business days the claim was processed and since we had a $250 deductible our deductible cover the expenses covered by Healthy Paws. About a week later Charlie had his surgery. After the surgery I submitted the claim for this invoice (~$1,200) and I was very amazed by how fast the claim was processed. In less than 24 hours after submitting the claim, I received an email stating that the claim was processed and completed and a check would be mailed to me within a couple days. I received the check yesterday. To step things up even more, a Healthy Paws r
5

out of 5

POSTED: | BY: Renee

Great Pet Insurance!

This is the first time I have had pet insurance. I got it since I knew that I would pay anything for my pets if needed and I would rather be safe than loose a ton of money. Healthy paws allows me to pay a low fee every month ($20) to cover any accidents or injuries and they have stood by their word. I wasn't sure what to expect but after my kitten hurt her knee they refunded me exactly what I had signed up for in a very fast manner. I am very happy with their service and I will be adding future pets to this insurance and also recommending my friends.
5

out of 5

POSTED: | BY: Danielle

First time use and couldn't be happier!!

Our 5 month old baby French Bulldog Henry wasn't keeping any food down and losing weight rapidly. Within one week we racked up $1900 in vet bills between x-rays, blood work, ultrasound etc. To our dismay, it was only a food allergy and a double ear infection, but Healthy Paws asked no questions and within 10 business days we were cut a check for almost $1300!!! (Less our $100 deductible, 3 office visits and a RX food he was given) It gave us such a piece of mind that we would be reimbursed most of the out of pocket costs and that our baby who means the world to us will always have top notch medical care. Not only were they wonderful with the reimbursement process, I had made several phone calls during because this was my first claim and I wanted to make sure everything was received and they had all they needed. The customer service I experienced before, during and even after was the best I have ever seen. If only all companies had the same customer service as Healthy Paws, the world would be a much better place!
5

out of 5

POSTED: | BY: Tiffany

Fast, Helpful, and Personal Service

We feel so lucky that we took the leap and decided to get pet insurance for our rescue beagle, Jim. Other friends had had mixed experiences, and some told us that they didn't think it was worth it. We are two pretty cautious people so we decided to take the leap, just in case something happened. When Jim came down with some mysterious bumps that required a lot of bloodwork, biopsies, cultures, etc. we were facing huge medical bills. I think it's only then that you can appreciate the value of having a pet insurance that is comprehensive, FAST, and personal. I can't begin to describe what a relief it is to have someone reviewing this series of claims within days of submitting them and having the reimbursement come so quickly. In addition, we get occasional emails asking how he's doing and it really makes me feel like they care about more than the bottom line. If anyone out there is reading this and wondering whether pet insurance is worth it: yes. And if anyone is wondering whether Healthy Paws is the right choice: yes!I would recommend this to any friend or family who asked!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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