Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Nancy Brun

Great Coverage. Quick Service. Caring People

When I got my wonderful rescued Black Lab, Jack, three years ago, I decided to get health coverage so that I would never have to say 'no' for needed health care. I didn't expect to have to use it but when Jack ate a bag of trail mix with a ton of raisins and had to have his kidneys flushed. Most recently he had to have a rectal polyp removed. Healthy Paws was wonderful. So easy and quick to file a claim. Very good communication. And a quick payment. I highly recommend Healthy Paws to all my friends who love their animals.
5

out of 5

POSTED: | BY: ERIN RAMEY

Heathly Paws is the best!

After researching pet insurance for our cat, I felt that Healthy Paws offered the best coverage, options and premium. The policy is easy to read and spells out exactly what they cover and what they exclude. We have had the coverage for almost a year and they have been great! Easy to submit claims, I have sent everything by fax or email. I have submitted 3 claims and they paid exactly what I knew they would pay. Each time the claims have been handled and paid within one week. I couldn't be happier with Healthy Paws and I would recommend them to anyone looking for health insurance for their feline family member.
5

out of 5

POSTED: | BY: Nancy Saxton-Lopez

Thankful

When I rescued Ellie, a paraplegic French Bull, I had a very difficult time finding an insurance company. I read up on reviews and spent some time talking to various companies. The insurance company for my other dogs denied care. Healthy Paws, although they did want a copy of Ellie's exam and had some exclusions, was much more welcoming than others. I went with Healthy Paws and they have been wonderful. They are attentive, quick to respond and caring about their "clients". When Ellie had surgery recently it was all about Ellie and how she was doing. It comforts me to have Healthy Paws aligned with Elle's care.Thanks!
5

out of 5

POSTED: | BY: Pamela

Great first experience!

Healthy Pause reimbursed for the majority of our puppy's procedures and did so extremely quickly. They even checked in shortly thereafter to see how he was feeling (our vet didn't even follow up)!We joked that we'd like to sign ourselves up for pet insurance if only they'd cover humans! The service is wonderful. There was no additional stress added to a very stressful experience.
5

out of 5

POSTED: | BY: Roberta Ventura

Best peace of mind ever!!

My husband and I argued over pet insurance being worth it, after my 4 YO male got very sick, and the E vet need 50% of what they thought the high end total would cost for treatment, which I didn't have and needed to decide which part I could pay for, it cost me 2500. and I still couldn't save him.. I am still paying off that card today, I never wanted to have to make that choice again, that is when I decided to get the insurance, it has been a life saver, literally for my 14 YO girl Babs. I never have an issue with Healthy Paws, I love this company and have recommended to many in the vets office and in dog community.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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