Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Blake

So, So Thankful

Healthy Paws is quite literally a life saver. My border collie, Ziggy, had to be rushed to ER veterinary care at around 12am. Because of the time and location, the necessary intervention was double the cost of what it would have been during regular hours at my normal vet. There is no way I would have been able to afford the procedures necessary and still been able to pay rent had I not had Healthy Paws Insurance.They were fast and effective with processing my claim, and even sent an email checking to see if Ziggy was alright and if he had made a full recovery. There is not a doubt in my mind, I made the right decision by choosing Healthy Paws. I highly recommend this company to anyone seeking insurance coverage for their pets.
5

out of 5

POSTED: | BY: Kris

So glad I chose Healthy Paws!

We got a puppy this winter. I began to hear stories from friends about their puppys' accidents and injuries and how they wished they had pet insurance. I spent a good deal of time comparing pet insurances. Healthy Paws offered what I was looking for, including good reviews from its clients. Our puppy was recently diagnosed with cataracts and had to have surgery. Within two weeks, we received a reimbursement check (and a follow-up, well-wishing email) from Healthy Paws for the part they covered. What a relief!
5

out of 5

POSTED: | BY: Esther Plotkin

This is an excellent company to deal with

I am so impressed with your service and caring. I never imagined being able to get claims processed and completed in a few hours without questions. They sent me a beautiful email checking how my puppy was and telling me to give her hugs for them. I have just been extremely impressed with the whole process from beginning to end.
5

out of 5

POSTED: | BY: Alyssa

Excelent service

Healthy Paws has been a godsend to my french bulldog Lola and I. Twice last month she had to have emergency vet visits. The first was after she was stung by yellow jackets and had respiratory distress and the second is when she had to stay in the hospital to be treated for hemorrhagic Gastrointeritis, which is a deadly phenomenon unless caught early. I had enough stress on my plate worring about my furbabies well being, it was nice not to have to stress about the medical costs as well. They do not cover the initial emergency vet visit fee, but every thing after that imcluding all diagnostic and medications, as well as over night stay, was covered. I have the $250 co pay and 80% and my monthly fee isn't bad at all. Completely affordable. I would recommend this service to everyone with a beloved pet. They are very prompt with payment as well. From claim to check was 11 days, 9 business days. On top of that I recently found out they were helping out with a french bulldog rescue and donated a good sum to them. I think that is amazing that they are giving back.
5

out of 5

POSTED: | BY: Karen Roth

What a relief to have pet insurance

The people at Pet Smart noticed that when my dog urinated that he had blood in his stool. A trip to the vet showed no urinary tract infection, so the next step was X-rays. That showed bladder stones. He had to have surgery to remove the stones. when all was said and done, the bill was $1100. I was reimbursed 90% for all the procedures and was able to pay off the credit card. Reimbursement was fast and the process was easy.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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