Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sarah

Great Pet Insurance

Our one year old Vizsla, Gunner, had a partial stomach block. After constant vomiting, lethargy, and no appetite we decided to take him in. We ended up having to take him in to an emergency pet hospital in the middle of the night. He needed x-rays, IV, blood work, etc. and had to stay over two nights. This was the first claim we submitted. Healthy Paws was fast to process our claim. They covered everything we had anticipated on covering. They even reached out to the animal hospital to get an additional document I forgot to upload, so we didn't have to. Customer service was friendly and knowledgeable. They followed up to make sure Gunner was doing better! Thanks for keeping us worry free! Great pet insurance that actually cares about your pet.
5

out of 5

POSTED: | BY: Charlotte

Hard to imagine any other company being better

Healthy Paws has been simply fantastic. They have paid out many thousands of dollars in claims for my dog, mostly due to the diagnosis and treatment of Addison's disease. They process the claims very quickly, send a check quickly, and they have never, ever tried to stiff me on a claim (can't say the same for my previous pet insurer). Their customer service is terrific. I especially like that they inquire about how your pet is doing after anything that seems significant. They just seem like they really care about your pet. I have nothing but great things to say about them.
5

out of 5

POSTED: | BY: Ali Johnson

Simply Amazing!

I've been a Healthy Paws Pet Insurance member since June 2012. I have two fur babies and when my puppy started losing sight in her right eye due to a genetic predisposition, it was quite stressful as a pet parent. The Healthy Paws team was so helpful in explaining what was covered and what I could expect. Their team communicated with me throughout the process. Submitting a claim was extremely easy and the turnaround time was within days. The Healthy Paws team even followed up a week later to check up on my little one. They have gone above an beyond. Thank you, Healthy Paws, for being simply amazing!
5

out of 5

POSTED: | BY:

Top notch service from Healthy Paws

5

out of 5

POSTED: | BY: Kathryn Ashenfelter

Thank you to Healthy Paw's Claim Representatives.

The Claim Representatives who handled my dog's claim were excellent. They were polite and kind with each conversation I had. I was faced with a delicate situation when trying to obtain records for the claim. The Representative stepped in and quickly obtained what was needed to settle the claim. I cannot compliment them enough. I liked the ease of being able to send & track my claim on my IPad. As I mention in an email, "I hope never to need use Healthy Paws again but I am glad to know your company will be there if I do." My claim was settled at 90% coinsurance and with the deductible I chose within 3 weeks.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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