Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Marisa Jimenez

Fast Response Times

As the dog mom of a pet who has had many health issues, I am extremely satisfied and grateful for Healthy Paws. Their service is outstanding and the response time for the claims is fast. The process for submitting claims is incredibly simple, and the app very helpful. I love my pets dearly, and I’m very glad I have a trusted insurance provider to make sure they have the best life possible.
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5

out of 5

POSTED: | BY: Vvv03

Our dog was hit by a bike and had $13K…

Our dog was hit by a bike and had $13K in vet bills. I submitted the bills and was refunded 80% in less than a week. Get pet insurance, parents of puppies!!
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5

out of 5

POSTED: | BY: Brad Hartstein

Your processing time to help us pay…

Your processing time to help us pay medical expenses after a traumatic motorcycle accident was quick and appreciated
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5

out of 5

POSTED: | BY: Rocio

pet insurance is a must

My dogs are older and have had several health issues over the years. One of my huskies recently needed surgery and Healthy paws covered it. Pet insurance is a must if you have pets!
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1

out of 5

POSTED: | BY: anita clarke

Beware, Healthy Paws is not what it seems

WARNING: Healthy Paws may look great at first, but once your pets get older, your coverage drops and your premiums skyrocket. We've been paying them since 2016, and now, despite having healthy but aging dogs, they've doubled our rate and reduced our coverage, forcing us to leave. DON'T FALL FOR IT. Look elsewhere and choose a reputable insurer who won't rip you off.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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