Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,971

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ann

Excellent

Healthy Paws has been there for me to make sure my young loving cat lives a healthy life. I purchased a special Persian cat. He was adorable if I did not have this insurance I would have to make a very sad decision and for a small amount a month for pet insurance my pet lives because of Healthy Paws Insurance. Thanks so much!!!
5

out of 5

POSTED: | BY: Joe

Labrador Major Surgery

Our lab swallowed a 14" sock and became extremely sick. He had to have majoe surgery to remove the obstruction in his intestine. Total bill was $4699 and Healthy Paws covered $3509 after the $250 deductible and 80% coverage. We received the check in 3 days after the claim was submitted. This is the first time that I have purchased pet insurance. I will never be without pet insurance on any pet I have in the future.
5

out of 5

POSTED: | BY: Ali

Peace of Mind

We've been with Healthy Paws a year now and they have had the opportunity to help us a few times. Very grateful for their assistance with our family's veterinary care. Filing a claim is easy to do with their app and they are very responsive, quick and painless. The last incident they covered included surgery to remove a foreign body after our doberman started vomiting Knowing that they were there to help kept us from worrying about money so we could do what was best for our dog. Grateful to have her home and recovering well and so glad all our pets are covered by Healthy Paws.
5

out of 5

POSTED: | BY: Scott

Excellent

They were kind, diligent, and responsive. It is a great mobile app and website and would recommend to anyone considering pet insurance. The peace of mind is worth the cost I promise!
5

out of 5

POSTED: | BY: Taylor

I am a customer for life!

I just had the most amazing experience with Healthy Paws Pet Insurance. I purchased Pet Insurance a few months and I am so glad I did. Today was the third time I took my puppy to the vet this week as he has been throwing up and not eating. His vet bills were $400 from earlier this week and today he ended up have a surgery (to remove an object he swallowed) that cost an additional $1,800.Healthy Paws has been so amazing through the whole stressful process. They have been so friendly, compassionate, and so easy to work with! I submitted my first two claims with their super easy iPhone app. When I was told he was going to have surgery I called Healthy Paws to see if there was anyway they could help upfront and they gave me a few options. My vet said they typically don't deal directly with Pet Insurance companies because they have had some bad experiences. Healthy Paws went above and beyond and called my vet, talked them, and paid for 80% of my dogs surgery (that is the plan I selected) before I even arrived to pick him up! I didn't know they did this until I showed up at the vet and my bill was $1,500 less than I expected! They made my life easier and my vet said they were the best insurance company they had ever worked with! I highly encourage everyone to go with Healthy Paws! They made a very stressful and emotional day was easier to handle!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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