Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
2

out of 5

POSTED: | BY: John Stuart

Be ready for Healthy Paws to deny

Be ready for Healthy Paws to deny, deny, deny like the movie Erin Brockovich, your claim. If your dog has ever had an allergic reaction or skin irritation in the past they will deny the claim. I submitted a claim when he developed a rash after swimming in the bay. He kept scratching which created infection. It went away after treatment with antibiotics, medicated baths and a cortisone injection. It turned out my wife and I had the same itch and bites after swimming with him.Researching I found its called swimmers itch which is generally caused by nymph jellyfish, crab bacteria and a few others which could be in the water. They denied coverage saying he had been treated for an unrelated skin allergy in the past. Like the movie Erin Brockovitch there response is deny, deny, deny. Find a more reputable company.
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2

out of 5

VETERINARIAN: Olde Towne Animal Hospital

POSTED: | BY: john stuart

Be Aware, They may (DENY), Erin Brockovich your claim

Healthy Paws is not comprehensive nor does it really cover your dog. If your dog has ever had an allergic reaction or skin irritation in the past they will deny the claim. I submitted a claim when he developed a rash after swimming in the bay. He kept scratching which created infection. It went away after treatment with antibiotics, medicated baths and a cortisone injection. It turned out my wife and I had the same itch and bites after swimming in the bay with him. After researching I found its called swimmers itch which is generally caused by nymph jellyfish, crab bacteria and a few others which could be in the water. They denied coverage saying he had a skin allergy in the past. Like the movie Erin Brockovitch there response is deny, deny, deny. Find a more reputable company.
1 comments

POSTED: | BY: The Healthy Paws Team

John - We're sorry for any frustration during the processing of your claim. Based upon your communications with our team, an appeal was created. Our team had the appeal review case expedited for you. That appeal claim was covered and applied toward the annual deductible. You should receive a separate email with your Explanation of Benefits noting coverage.

5

out of 5

POSTED: | BY: Lorin Shapiro

Love Healthy Paws

They are easy to deal with and pay out exremely quickly. They recently covered 90 percent of 2 major surgeries. Lifesavers!
5

out of 5

POSTED: | BY: sue lawson

excellent pet insurance

excellent pet insurance. great coverage and quick reimbursement turnaround. highly recommended
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5

out of 5

VETERINARIAN: Taylor Veterinary Clinic

POSTED: | BY: sue lawson

excellent unsirance

excellent insurance coverage for marley and casper. great coverage and quick reimbursement turnaround. highly recommended
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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