Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: R Baldwin

Claims process

Have had my dog covered for just over a year. Recently had to be hospitalized for unknown illness attacking his liver and kidneys. Bills about $6,000. I filed several online claims and every one was processed within a week. Reimbursement of costs was "as advertised", no problems whatsoever. I highly recommend Healthy Paws, it provides peace of mind during a difficult time.
5

out of 5

POSTED: | BY: Katie Wilson

Peace of Mind

We decided to look into insurance when we adopted our sweet puppy Shay a year ago- she is a lab and we knew the risks for hip dysplasia that comes with this great breed. We didn’t want to have to make a hard decision years down the road if she needed a hip replacement- which can cost upwards of $10,000. We did our research and found that Healthy Paws was the best option- low monthly costs, good coverage, and no lifetime ceiling. Over the last year Shay has suffered from frequent UTIs and almost every month we were visiting the vet- since we had insurance I never once had to pause when the vet suggested we run a test or suggested a treatment plan. That peace of mind allowed us to hone in on the cause and finally get her the surgery she needed to be healthy and pain free made this difficult situation so much easier. Her surgery was covered and we were able to rest easy knowing we were able to make the best decision for her without breaking the bank. The Healthy Paws claim process is incredibly easy, and claim approval is quick. Getting Healthy Paws pet insurance was one of the best decisions we could have made when adopting Shay.
5

out of 5

POSTED: | BY: Rick Armstrong

Puppy + Healthy Paws = Happy Customer

Healthy Paws was one of the best decisions my wife and I made when we got our new pup almost 2 years ago. Recently, Jailbreak (JB for short) started having an upset tummy that quickly turned to vomiting anything he ate and diarrhea that looked like something out of a horror movie. This led us to the emergency vet at 2AM requiring hospitalization and monitoring for over a day. In the end he made a complete recovery, the vet said we made the right call, and Healthy Paws took immediate care of us. Once I submitted the claim, they processed in just a few days and had a check to us that covered most of the costs in about a week. On top of that, their client services team even did a personal outreach to make sure JB was back on his feet. If you get a puppy, get Healthy Paws. Sooner or later, no matter how closely you watch them, they'll get into something that will require a medical attention. Dogs will be dogs, and we can rest easy knowing he'll be covered.
5

out of 5

POSTED: | BY: Katie Wilson

Peace of Mind

We decided to look into insurance when we adopted our sweet puppy Shay a year ago- she is a lab and we knew the risks for hip dysplasia that comes with this great breed. We didn’t want to have to make a hard decision years down the road if she needed a hip replacement- which can cost upwards of $10,000. We did our research and found that Healthy Paws was the best option- low monthly costs, good coverage, and no lifetime ceiling. Over the last year Shay has suffered from frequent UTIs and almost every month we were visiting the vet- since we had insurance I never once had to pause when the vet suggested we run a test or suggested a treatment plan. That peace of mind allowed us to hone in on the cause and finally get her the surgery she needed to be healthy and pain free made this difficult situation so much easier. Her surgery was covered and we were able to rest easy knowing we were able to make the best decision for her without breaking the bank. The Healthy Paws claim process is incredibly easy, and claim approval is quick. Getting Healthy Paws pet insurance was one of the best decisions we could have made when adopting Shay.
5

out of 5

POSTED: | BY: Si

Healthy paws is the best!

Healthy paws has been amazing for my dog over the last four years. She has had an unfortunate amount of health problems including a rare auto immune disorder and a tumor in her eye. Healthy paws has been there the whole way, covering 90% of almost all costs. Vet visits are not covered but medication and surgeries are. Without healthy paws it would have been difficult to pay for all our medical expenses. It is very easy to submit claims with their app. I just take a picture of my invoice, send it in, and recieve a check in the mail a week or so later. Healthy paws is a must have and I will continue to get it for every dog I have.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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