Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,204

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Launie

Great Pet Insurance

We are very happy with this pet insurance. The claims process is simple and quick, and they cover what they say they will cover. We have had four dogs in our household insured for the last 4-5 yrs and have had numerous claims, the last one being for emergency surgery costing over $2,400 which was covered at 90% after $100 deductible. They have great customer service and I think they really care about our pets. If only insurance for people worked this way the world would be a better place. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Jessica

Healthy Paws is the Best!!

I absolutely love Healthy Paws Pet Insurance! Our two year old chihuahua Layla was attacked and bit by another dog recently. She suffered deep puncture wounds on her back leg, and my husband and I were devastated and very worried. She needed emergency surgery, a hospital stay for two nights, lab tests, and several vet appointments. The vet bills really added up quickly, but knowing we had insurance for her really put us at ease about the bills and allowed us to focus on her recovery. I submitted the bills easily online with Healthy Paws, and they approved the claims very quickly, and without any questions. Healthy Paws paid over $1,600 of Layla's vet bills (90% of covered charges, minus the deductible). She recovered surprisingly quickly and is back to her old self. Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Margaret

Pet Care Claim for emergency surgery

2 surgeries to remove blockage from eating foreign body.Terrific customer service easy to submit claim and constant email updates on processing claim. Follow up note to check on Hennessy. Very impressive.
5

out of 5

POSTED: | BY: Tyler

Lifesavers

Healthy Paws has been an absolute lifesaver, and I mean that quite literally. Our 5-year old frenchie has turned out to be a repeat offender when it comes to eating things that he shouldn't. After three major surgeries to remove foreign objects from his stomach/intestine, Healthy Paws has stood by their commitment and reimbursed us as agreed. I can' tell you what a relief it is to listen to a vet run down the list of procedures and expenses that will be required and not have to worry about having to make what would be the hardest decision of our lives. On top of the excellent coverage, the reimbursement process has been timely and without dispute.
5

out of 5

POSTED: | BY: Eric

Quick, Responsive and saved me thousands

Something just did not seem right with out best friend so we took him to our vet and then had to go right to the ER and long story short after $8,500 and one emergency surgery at about midnight, our Welsh Terrier is slowly getting back to being the terror that he is. He may have 30+ staples in his stomach but you would never notice without looking directly at his belly and thankfully he is on the road to a full recovery. I remember minutes before the surgery the doctor came out and had to explain to us the costs associated with literally saving his life and there was no thought in my mind about not doing the surgery; part of the reason that costs never crossed my mind was due to HealthyPaws. Thanks to HealthyPaws I will receive 90% back and never have to think twice about the costs associated with the best possible pet care for our best friend. Thanks HealthyPaws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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