5
out of 5
POSTED: | BY: Mary
Quick return
Quick return. Fair consideration on claim.
Read more on Trustpilot
4.9
out of 5
Number of reviews 5,464
Fetch offers the most comprehensive pet insurance
Get paid back up to 90% on unexpected vet bills
Save $25 or more with quarterly or annual payments
$1000 in online vet visits included at no extra cost
Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot
Exam fees are included which saves you $50-$250 per sick visit
Optional coverage for routine and preventive care.
Fetch covers hereditary conditions at no extra cost
Fetch covers injury and disease in every adult tooth – not just the canines
Use any licensed vet in the U.S. or Canada
Fetch covers what other providers charge extra for or don’t cover at all
5
out of 5
POSTED: | BY: Janice Decarlo
Very quick with responses and updates.
Very quick with responses and updates.
5
out of 5
POSTED: | BY: Pam
Amanda was wonderful
Amanda was wonderful. She was friendly, helpful and smart. She helped me to compare my options. She went above and beyond. She helped me decide on the best plan for me and my Layla.
5
out of 5
POSTED: | BY: Thomas
Great customer service
Great customer service! Responded to my claim right away!
1
out of 5
POSTED: | BY: Connie Liberti
Outrageous 138.9% increase for 2026
I've had that fetch pet insurance for @least 10yrs for my 2 dogs thankfully with no health issues for either dog. As usual, January 1 of this year my insurance was $143.38. February 1 of this year it jumped to $342.59. This is more for each dog that I used to pay for both dogs combined. Did anyone else get a $138.9% increase in their pet insurance this year???
Monthly Cost
Plans average $35/month for dogs and $25 /month for cats
Coverage
You choose a reimbursement level of 70%, 80% or 90% after your deductible.
Payout Limits
Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.
Deductible
$250, $300 and $500
Age Limits
Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old.
Some providers limit coverage for older pets to accident-only.
Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.
Waiting Period
Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.
Exclusions
Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo.
It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo