Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,472

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
1

out of 5

POSTED: | BY: David Emler

DENIED and DENIED, the prorated to cancel

I ended up with a cat that my daughter brought home from college. I bought Fetch Insurance in mid summer. My cat had his first visit to a vet in December and needed eardrops for a yeast infection. DENIED. The vet also said we should have his teeth cleaned which Fetch advertised that they would cover. DENIED. All claims in the first 12 months of your policy will be DENIED as pre-existing conditions. Buyer beware. I wish I was an an attorney and read all the fine print. Here's the kicker. When I called to cancel, they made me pay a prorated amount since the date of my last payment. I'm sure it's a very profitable business. Denying customer claims makes money for the insurance industry. Pets are no exception.
1

out of 5

POSTED: | BY: David Emler

DENIED and DENIED, the prorated to cancel

I ended up with a cat that my daughter brought home from college. I bought Fetch Insurance in mid summer. My cat had his first visit to a vet in December and needed eardrops for a yeast infection. DENIED. The vet also said we should have his teeth cleaned which Fetch advertised that they would cover. DENIED. All claims in the first 12 months of your policy will be DENIED as pre-existing conditions. Buyer beware. I wish I was an an attorney and read all the fine print. Here's the kicker. When I called to cancel, they made me pay a prorated amount since the date of my last payment. I'm sure it's a very profitable business. Denying customer claims makes money for the insurance industry. Pets are no exception.
1

out of 5

POSTED: | BY: David Emler

DENIED and DENIED, the prorated to cancel

I ended up with a cat that my daughter brought home from college. I bought Fetch Insurance in mid summer. My cat had his first visit to a vet in December and needed eardrops for a yeast infection. DENIED. The vet also said we should have his teeth cleaned which Fetch advertised that they would cover. DENIED. All claims in the first 12 months of your policy will be DENIED as pre-existing conditions. Buyer beware. I wish I was an an attorney and read all the fine print. Here's the kicker. When I called to cancel, they made me pay a prorated amount since the date of my last payment. I'm sure it's a very profitable business. Denying customer claims makes money for the insurance industry. Pets are no exception.
1

out of 5

POSTED: | BY: David Emler

DENIED and DENIED, the prorated to cancel

I ended up with a cat that my daughter brought home from college. I bought Fetch Insurance in mid summer. My cat had his first visit to a vet in December and needed eardrops for a yeast infection. DENIED. The vet also said we should have his teeth cleaned which Fetch advertised that they would cover. DENIED. All claims in the first 12 months of your policy will be DENIED as pre-existing conditions. Buyer beware. I wish I was an an attorney and read all the fine print. Here's the kicker. When I called to cancel, they made me pay a prorated amount since the date of my last payment. I'm sure it's a very profitable business. Denying customer claims makes money for the insurance industry. Pets are no exception.
1

out of 5

POSTED: | BY: David Emler

DENIED and DENIED, the prorated to cancel

I ended up with a cat that my daughter brought home from college. I bought Fetch Insurance in mid summer. My cat had his first visit to a vet in December and needed eardrops for a yeast infection. DENIED. The vet also said we should have his teeth cleaned which Fetch advertised that they would cover. DENIED. All claims in the first 12 months of your policy will be DENIED as pre-existing conditions. Buyer beware. I wish I was an an attorney and read all the fine print. Here's the kicker. When I called to cancel, they made me pay a prorated amount since the date of my last payment. I'm sure it's a very profitable business. Denying customer claims makes money for the insurance industry. Pets are no exception.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

Get a quote today

Leave a review