Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,464

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Donna McClarin

Ease of filing claims and prompt…

Ease of filing claims and prompt payment.
1

out of 5

POSTED: | BY: Andres M

I adopted my dog in 2024 from the…

I adopted my dog in 2024 from the humane society, street mutt. Vet report said he was healthy when I adopted him. Had him for a year and I saw he had a tooth that was starting to grey so I took them to the vet and they had it removed. Filed the claim and was denied cause supposedly a 2023 record somewhere showed he had some tooth build up. I have not adopted him yet but somehow I'm getting denied for a dog that was not in my life yet. This insurance is a big money grab, stay away.
4

out of 5

POSTED: | BY: Bill Peacock

Started off bad and ended great

Our inital experience was not great with Fetch. Our 3 year old dog suddenly died without any signs or symptoms. We contacted Fetch to cancel our policy and were not advised of any benefit for our dogs death and was not expecting one. We called our breeder to tell them of our dogs death and they advised us that Fetch had a Sudden Death clause in their policy. We contacted Fetch and were provided all necessary paperwork. We completed the paperwork and emailed them all attachments. Within days we received a denial of our claim. We contacted Fetch again (#3) and were advised that no one read all the attachments. Our claim was resubmitted. The next day we received another denial because they again, didn't read all the documents. Our 4th call went very well. Kaitlyn B was compassionate and very professional. She reviewed all of our documents and had a few additional questions. She assured me that our case was being expedited and we would hear back in a few days. Kaitlyn B advised that she would personally call us back to follow up this case. Within 2 hours we received an email that our claim was accepted and we would receive our entitled settlement. Kaitlyn called me back the next day to make sure I received the email. Kaitlyn B should be commended for her compassion, attention to detail, and her professionalism. She should be teaching others how to handle these situations. Thank you.
5

out of 5

POSTED: | BY: Bill and family

Pet Cancer

Our cat had a cancerous tumor removed. As you can imagine, it was a lengthy and complex process with several follow up visits. We submitted claims and documentations per Fetch Pet's process. We were promptly reimbursed for the expected amount. You can't ask for better. Thanks!
5

out of 5

POSTED: | BY: Sylvia

Helpful …

Fetch has been very helpful through our process after surgery. Worth every penny.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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