Fetch | Pet Insurance Review


out of 5

Number of reviews 2,344

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 3.0
  • 1.6
  • 4.9
  • Count
  • 4
  • 38
  • 2,344

Updated: May 31, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all

out of 5

POSTED: | BY: Angela Flores

2 cats at end of life - Fetch allows me to afford their treatments

I bought insurance on both my pets when they first came home with me, 13 years ago. Although I didn't have to file claims on them other than twice during that time, here we are at end of life and both have significant disease. If it weren't for Fetch I would have had to send them to the Rainbow Bridge last year. I submit claims frequently for meds and other treatments and they are paid quickly directly into my bank account. Fetch has allowed my cats to stay with me longer because I can afford their treatment until its time to say goodbye.

out of 5


Claims were very easy and simple

Claims were very easy and simple. You are kept up to date via email and text for updates. I had no issue. Great service. I had them for all my pets. Very helpful when one of my dogs was going through his issues.

out of 5

POSTED: | BY: Stacie

Regina B was super helpful getting my…

Regina B was super helpful getting my multiple policies squared away, and saved me a bunch of money on my premiums!

out of 5

POSTED: | BY: Brenda Marie

Great Experience

Justin was extremely helpful answering all of my questions. He got my new baby all set up with coverage that was suitable for her needs.

out of 5

POSTED: | BY: Rich Kehl

very disappointed

very disappointed, I been a customer for 6 years, my dog is 6, I knew the plan would go up each year, for the 2021 year it was 42.09, for Jan. and Feb ot was 42.27, now my bill for March is 72.47, an increase of 30.20. I am retired on fixed income that increase is way to much, just remember when you first get the insurance its not to bad but every year it will go up, my dog is ony 6 years old by the time he reaches 10 years old it could be over a 100.00 amonth

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats


You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.


$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.


Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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