Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 4,438

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: GiGi

Josh Sabado was very helpful and…

Josh Sabado was very helpful and answered a ton of my questions
5

out of 5

POSTED: | BY: Joan

Very happy with the Fetch insurance

Very happy with the Fetch insurance! My dog needed a cyst removed that was bothering him a lot. He had surgery & I sent the invoice in & I received payment within 2 weeks of filing the claim!
5

out of 5

POSTED: | BY: Julie Bashore

Fetch Pet and their Customer Service *****

Amanda Mello explained in full the Fetch Pet policies. She knew the details and answered all my questions with professionalism and patience. Fetch Pet Insurance certainly is the best, so was the customer service. Thank you Fetch and Amanda
5

out of 5

POSTED: | BY: Aumarie M.

Joshua was amazing at delivering…

Joshua was amazing at delivering information on which insurance was best for my pet and how I can maximize those benefits.
2

out of 5

POSTED: | BY: Carolyn

Fetch Pet Insurance growth opportunity

I have been a Fetch Pet Insurance client since 2020 (they were Pet Plan then). It is just recently when I obtained my 2nd fur baby that I actually started interacting with Fetch and have been very unhappy with their service. My experience with Fetch has been the following; 1. They do not offer multi-pet discount or a family plan. 2. Year over year increases in policy cost is very high. In 4 years my premium has doubled. 3. I have a claim submitted for over 2 weeks and no communication except, my claim is still under review. 4. They expect the pet owner to know that "soap notes" from the Vet is required for each claim. It is our responsibility to know we have to ask for these notes. No where do they state this in their website or claims portal or when you call to ask questions on how to submit a claim. 5. When I call the vet to ask for the medical notes, they Vet advises, the insurance company typically contacts them and asks for this information to be sent. 6. Fetch representative advised me they find it is a more efficient process for the pet owner to request this information and send it to them. Who is this more efficient for, the pet insurance company? Definitely not for the pet owner who submits a claim, waits over two weeks, calls for an update, is advised they require medical (soap) notes and once submitted will be reviewed and "expeditated". Bottom line communication and transparency is the key to good professional customer service and communication. Fetch does seem to be trying to provide a good experience, however they have a lot more work to do and to stop treating their clients time as it is expendable.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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