Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,213

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
4

out of 5

POSTED: | BY: Viv

Signing up for insurance was relatively…

Signing up for insurance was relatively easy. I already have an account with coverage for one dog, who's paid til November 2025. I tried to add another pet through the website and it included a quote for my existing coverage that's already paid and tried to bill me twice for that dog, plus the new dog. So I had to call to manage the transaction. The phone call was easy enough but shouldn't be necessary for an existing customer.
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5

out of 5

POSTED: | BY: Tom

Just signed up

Just signed up! the process was very easy...
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5

out of 5

POSTED: | BY: Bri

Quick processing

Quick processing. Simple process to submit receipts for my pups spay. Coverage is amazing
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5

out of 5

POSTED: | BY: lisa frey

Ask questions if you have any. Josh my representative was knowledgeable and explained things in a way that I understood. I recommend Fetch and Josh should be acknowledged on his wonderful mannerism!

My experience was extremely good!! Josh explained everything to me and answered questions I had very kindly and was patient with me throughout the process.
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5

out of 5

POSTED: | BY: Louise

Right on top of everything

Right on top of everything Payment was deposited pronto I’m so glad that I chose Fetch for my puppy Thank you!
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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