Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,479

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
2

out of 5

POSTED: | BY: BeckyLou

Terrible customer service, run!

I've had insurance with Fetch for two pets for several years, luckily we never had to use it. I bought wellness insurance last year and have a terrible time with claims, valid claims get denied and you can't talk to anyone about it, I had to lie about the reason I was calling to talk to a live person. When they looked into it, they admitted they had screwed up. I'm still waiting for a reassessment though. I'm canceling and finding another company. Two stars because the claim was easy to file but that's the only positive I've had, people are nice but so what?
5

out of 5

POSTED: | BY: Katie Quade

Easy to submit and to get claimed…

Easy to submit and to get claimed process.
1

out of 5

POSTED: | BY: KATHY BRENNAN

Scam insurance

Scam insurance. Fetch was originally Pet Plan Insurance which was great. I had a yearly $200 deductible. It magically changed to $200 per illness when Fetch took over. They try their best to deny claims and they are very slow to process claims. It's a battle to get reimbursed. Impossible to communicate with. They are more than doubling the renewal premium to $325/month for my 14 year old dog. I will find other insurance or self insure. Nightmare insurance.
1

out of 5

POSTED: | BY: Brenda McCall

We purchased the best package we could

We purchased the best package we could. Costs us about $140 a month. Large dog, 5 years old, good health, UTD all shots and visits. Have the "wellness" pkg. Scripts, etc. My first claim Scripts was $242. Heartworm, flea and tic med for 6 months. (ONE Perscription) They paid $60. $60 is what they will pay for 1 year, max. I don't think the wellness part of the insurance is worth it. Deductible does not apply so not a reason.
5

out of 5

POSTED: | BY: Jennifer

This was the first time I used this…

This was the first time I used this insurance. I submitted my claim and the next day it was processed. The next day after the claim processed the money was in my account. The over all experience was great and submitting the claim was easy!!!

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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