Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,717

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Nicole

Fast, great reimbursement for doggo dental work

We have been Fetch customers for our two dogs for several years. Our nine-pound terrier mix needed to have periodontal surgery in May 2026. The surgery happened in mid-May, and Fetch Pet Insurance reimbursed us per our plan's policy by May 31st. It was a quick, easy process - thank you!
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5

out of 5

POSTED: | BY: Roger Eich

Great Partnership - Great Follow-through

Received pre-approval for a major surgery. Fetch carried through like champs! My little Cooper is healing quite quickly and has his follow-up in a little over a month. I remain certain that Fetch will be with us through that, as well. Thank goodness for companies like Fetch who stand behind their products and services! My little Eddy is covered, as well!
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5

out of 5

POSTED: | BY: Sandra

I had no issues with putting a claim in…

I had no issues with putting a claim in and getting reimbursed.
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5

out of 5

POSTED: | BY: AF

Great Customer Service!

Amanda was awesome! She had such a joyful voice, it was an absolute pleasure to talk with her. She was patient and took the time to answer all my questions. Amanda was so sweet. She made sure to let me know that her contact information would be included in her email and to not hesitate to contact her if I had any questions.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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