Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,453

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Ken O'dea

I HAVE NEVER HAD A LESS THAN EXCELLENT…

I HAVE NEVER HAD A LESS THAN EXCELLENT RATING OF FETCH STAFF OVER THE SEVERAL YEARS OF BEING A CUSTOMER. STAFF IS KNOWLEDGEABLE, PROFESSIONAL, PERSONABLE AND COURTEOUS. MY EXPERIENCE TODAY, 7/17/25 WAS THE SAME AS ALWAYS.......EXCELLENT
5

out of 5

POSTED: | BY: Jean

Amanda was great

Amanda was great. Answered all of the questions I had and helped me with the purchase. Highly recommend!
5

out of 5

POSTED: | BY: Hameeda Banayee

so happy with the customer service

It was a good experience speaking with one of the insurance agents (Joshua Sabado). He was helpful in answering my questions.
5

out of 5

POSTED: | BY: D'Andrea Prim

This is my first time purchasing pet…

This is my first time purchasing pet insurance and Aileen was a great pet advisor. She provided me all the details I needed for my Lola pet insurance and helped me get everything setup.
2

out of 5

POSTED: | BY: Camille Fala

Everything is pre-existing to this company!

I’d used Petplan prior to Fetch buy-out/merger. My golden doodle needed a couple of teeth removed. Claim was paid. I continued getting my dog’s teeth cleaned but her teeth are just a problem. At one point years ago, the vet mentioned that she had signs of gingivitis. BECAUSE of that, she is now and forever considered to have pre-existing dental disease (even though in 2021 prior to that), she underwent dental surgery that was reimbursed by Petplan.. It’s as though they combed through every vet note they could find to make sure she can never be covered for dental surgery again. Their monthly coverage continues to increase without alerting the customer. This is so frustrating. Please don’t mention one word about a tremor or twitch. If they goes into the vet’s notes, your pet will forever have pre-existing everything.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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